A total of 17,900 pieces of individual housing loans amounting to 10.086 billion yuan were issued (including 10,800 pieces of loans converted from commercial to provident fund loans amounting to 5.909 billion yuan), with year-on-year increases of 28.01% and 37.45% respectively.

Recovery of individual housing loans amounted to 2.965 billion yuan. By the end of 2023, a cumulative 170,200 individual housing loans totaling 54.245 billion yuan had been issued, with a loan balance of 34.567 billion yuan, marking year-on-year increases of 11.72%, 22.84%, and 25.94% respectively; the balance of individual housing loans accounted for 91.38% of the deposit balance, an increase of 11.24 percentage points from the end of the previous year.

A total of 982 pieces of out-of-area loans amounting to 531.975 million yuan were issued. By the end of 2023, the total amount of out-of-area loans issued had reached 1,562.116 million yuan, with an out-of-area loan balance of 1,377.8667 million yuan.